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Branch Saver

The Hanley's Branch Saver Account is specifically designed for customers who want their savings to track the Bank of England Base Rate whilst still having the option to withdraw money once a month.

Product Details

Summary Box Key Information for our Savings Accounts
Account Name	Branch Saver
Interest Rates (AERs)	Variable rate of interest guaranteed to match the Bank of England Base Rate until 31st May 2009. For current and previous rates of interest see our leaflet ‘Savings Accounts Interest Rates’, visit www.thehanley.co.uk or telephone our Customer Services Team on 01782 255000.
Tax status	Interest will be paid or credited after the deduction of income tax i.e. net, at the lower rate of 20% or subject to the required certification, gross.
Withdrawal arrangements	1 penalty free withdrawal is available per month. Further withdrawals are subject to 30 days loss of interest on the amount withdrawn.£100 must remain in the account following a withdrawal.
Access	Transactions - Branch/Post Account balance and transaction enquiries - visit www.thehanley.co.uk and register for our ‘My Accounts’ service.

Account Ownership		Customers may only hold one account either individually or jointly.
Product Availability		This account can only be opened by visiting a Branch of The Hanley.
Interest Rate		A variable rate of interest guaranteed to match the Bank of England Base Rate until 31st May 2009 when we will contact you to advise you of the rate of interest applicable as from 1 June 2009.
Minimum Opening Balance		Minimum account opening balance of £1,000.
Maximum Balance		Maximum account opening balance £25,000 or if held jointly £50,000.
Interest Paid		31st August.
Interest Payment Options		Interest is paid annually on 31 August and can be: • Added to the account • Transferred to another account with The Hanley • Transferred to another bank or building society (interest will be added to the account if the amount is below £10).
Withdrawal Restrictions		One penalty free withdrawal per month others subject to 30 days loss of interest. £1000 must remain in the account following any withdrawal. Should the balance fall below this amount we have the option to close or transfer your account balance to a more suitable account type, after giving you 30 days notice of our intention to do so.
Account Operation		Direct Debit. Branch Visit. Internal Transfter from an existing Hanley Account.
Printer Friendly Details		Branch Saver
How to Apply		Application Forms