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Cash ISA - Instant Access

Our Cash ISA Instant Access account is a great way of getting into the savings habit. Paying a competitve rate of interest with instant access to your money.

Product Details


Summary Box
Key Information for our Savings Accounts

Account Name

Cash ISA - Instant Access

Interest Rates (AERs)

Variable rate of interest. For current and previous rates of interest see our leaflet  ‘Savings Accounts Interest Rates’, visit www.thehanley.co.uk or telephone our Customer Services Team on 01782 255000.

Tax status

Gross - Tax Free savings

Withdrawal arrangements

Instant access – no withdrawal penalties

Access

Transactions - Branch/Post
Account balance and transaction enquiries - visit www.thehanley.co.uk and register for our ‘My Accounts’ service.

Account Ownership

 

Individuals aged 16 years and above and who are resident in the UK for tax purposes.

Product Availability

 

Restricted by Post Code
Please enter your Postcode to check availability.

Check Postcode

Minimum Opening Balance

 

£100.

Minimum Balance

 

£100.

Cooling off Period

 

14 days without penalty money back offer.

Additional Investments

 

Up to £5,100 can be added to the account in the tax year from 6th April to 5th April the following year.


Interest Paid

 

Annually on 5th April.

Interest Payment Options

 

- By adding to the account.
- By transfer to another Hanley account.
- By transfer to an alternative UK building society or bank account.

Notice to Withdraw

 

None

Withdrawal Restrictions

 

A minimum of £100 must remain in the account following any withdrawal.

Account Operation

 

- Branch / Agency
- Postal.

Interest Rates


Cash ISA Instant AccessCurrent Rates 
Annual InterestRates effective from: 01/04/2009 
BalanceGrossNettAER
£3,000.00 and above.                    1.55%Tax Free1.55%
£1.00 to £2,999.99                      0.95%Tax Free0.95%