Summary Box Key Information for our Savings Accounts
Account Name	Cash ISA - Regular Saver
Interest Rates (AERs)	Variable rate of interest. For current and previous rates of interest see our leaflet ‘Savings Accounts Interest Rates’, visit www.thehanley.co.uk or telephone our Customer Services Team on 01782 255000.
Tax status	Gross - Tax Free savings
Withdrawal arrangements	One penalty-free withdrawal per tax year (6 April-5 April). Others subject to 30 days loss of interest on the amount withdrawn.
Access	Transactions - Branch/Post Account balance and transaction enquiries - visit www.thehanley.co.uk and register for our ‘My Accounts’ service.

Account Ownership		Individuals aged 16 years and above and who are resident in the UK for tax purposes.
Product Availability		Restricted by Post Code Please enter your Postcode to check availability. Check Postcode


Minimum Opening Balance		£20.
Minimum Balance		£100.
Cooling off Period		14 days without penalty money back offer.
Additional Investments		Up to £5,100 can be added to the account in the tax year from 6th April to 5th April the following year. A subscription of between £20 and £425 should be received each calendar month but this amount can vary enabling you to save as much or as little as you can providing the £425 limit is not exceeded each month. We will not accept transfers into the Cash ISA Regular Saver from a Cash ISA operated by another ISA Manager.
Interest Paid		Annually on 5th April.
Interest Payment Options		- By adding to the account. - By transfer to another Hanley account. - By transfer to an alternative UK building society or bank account.
Notice to Withdraw		One penalty free withdrawal during each tax year. Further withdrawls are subject to 30 days loss of interest on the amount withdrawn.
Withdrawal Restrictions		A minimum of £100 must remain in the account following any withdrawal.
Account Operation		- Branch / Agency - Postal.