2 Year 3.85% Fixed Rate Mortgage
3 Year Fixed 4.99%
First Time Buyer Mortgage
5 Year 2.99% Capped Rate Discount Mortgage
Shared Ownership Variable Rate Mortgage
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2 Year 3.85% Fixed Rate Mortgage
3 Year Fixed First Time Buyer Mortgage
HOME » Mortgage Advice » 3 Year Fixed 4.99%
First Time Buyer Mortgage
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This product is subject to the following |
• A non-refundable valuation fee will be charged |
• A £100 booking fee is payable on application of this product and is non refundable |
• This product has a collar and as such the variable rate of interest will not drop below 2.00%. |
•.Minimum Age 18 years |
• Maximum Age 65 years on redemption |
• Minimum Loan £30,000 |
• Maximum Loan £150,000 |
• Offer available for direct applications through the Society’s branches, telephone or website |
• £849 Arrangement Fee (which may be added to the loan as long as the LTV including the fee does not |
• Loan to Value Limits - Loan based on purchase price or valuation, whichever is the lower |
• One capital payment of up to 10% of the mortgage balance is permitted each year until 30 November 2013. Any additional capital payments during this period will attract a penalty calculated on the amount of the additional capital payment |
• Higher Lending Charge if applicable will be paid by The Society |
• Private insurance subject to £25 administration fee |
• Product only available to applicants who meet the Society's lending criteria |
• This Product is only available on properties within a 25 Mile radius of our Head Office |
• All loans subject to status and valuation |
• The APR will depend upon your circumstances. Ask for a personalised illustration^ |
• The loan must be taken out on a Repayment basis |
Early Repayment Terms |
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE |