This product is subject to the following

• A non-refundable valuation fee will be charged

• A £100 booking fee is payable on application of this product and is non refundable

• This product has a collar and as such the variable rate of interest will not drop below 2.00%.

• Minimum Age 21 years

• Maximum Age 65 years on redemption

• Minimum Loan £30,000

• Maximum Loan 95% of your initial share subject to a maximum of £150,000

• Offer available for direct applications through the Society’s branches

• No High Lending Charge applies

• Private insurance subject to £25 administration fee

• Product only available to applicants who meet the Society's lending criteria

• This Product is only available on properties within a 25 Mile radius of our Head Office

• All loans subject to status and valuation

• The APR will depend upon your circumstances. Ask for a personalised illustration^

• Your share of the property must be a minimum of 25% of the purchase price or valuation, whichever is lower

• Applicants will need to be accepted by a Housing Association

• The loan must be taken out on a Repayment basis

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Early Repayment Terms
None

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE