Welcome to Hanley’s Intermediary Mortgages

 

 The information contained within this section of the website is for professional mortgage brokers only.

It is not for use by the General Public.

 

Welcome to The Hanley and thank you for considering us as a prospective Mortgage provider for your clients. We pride ourselves on providing the highest level of customer service combined with competitive mortgage products to our mortgage intermediaries and as a small independent building society we have many benefits to offer you and your clients

We accept Mortgage Business from Directly Authorised and Appointed Representatives of the following networks and mortgage clubs:

  • First Complete
  • Intrinsic
  • Legal & General Mortgage Club
  • Pink
  • Sesame
  • Personal Touch

We underwrite each case manually with no credit scoring and give you timely decision making which will result in a straight talking yes or no decision

You will have direct contact with your case underwriter for personal service and we welcome your feedback

The amount we will lend is based upon your client’s income and expenditure. The income and expenditure will be cross referenced to bank statements and outgoings and may be sense checked against statistical data (ONS)

The stressed mortgage payment will be calculated by applying a stress rate of 5.75% to the monthly payment

Online Application Process

Welcome to our online application process, you can produce a Key Facts Illustration which will contain a Decision in Principle Certificate and submit your client’s application giving you instant processing and submission. With the addition of facilities such as uploading documents and our messaging service you will be able to process and track the progress of your applications

Application Submission in just a few simple steps ….

  1. Please check our Criteria to ensure that your customer meets the requirements
  2. Please see our Frequently Asked Questions page for any other information you may require
  3. Please ensure that you show your client a copy of our General Mortgage Information
  4. When using the online system please follow the instructions shown on the screens as you follow the application process. To obtain a Decision in Principle Certificate you will need first to produce a Key Facts Illustration, the DIP Certificate will automatically be attached to the KFI. After you have completed the application, we will require you to print page 15 of the application form (declaration) and ask your customer to sign the declaration form, this needs to be returned to us either by uploading it on the portal or posting it to us at the address shown below. We will also require the Direct Debit Mandate to be printed and signed by your clients and then posted to us, we cannot accept uploaded copies of the Direct Debit Mandate
    Postal Address

    • Hanley Economic Building Society
    • Granville House
    • Festival Park, Hanley
    • Stoke On Trent
    • Staffordshire
    • ST1 5TB