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Notice 30 Savings Account

The Hanley Notice 30 Savings Account is designed for customers who wish to use the many facilities offered by our branch offices and for those who would prefer to operate their account by post. The account gives you the choice of interest paid annually or monthly. The interest rate on the account is tiered and so the more you invest the higher the rate of return.

Product Details

Summary Box Key Information for our Savings Accounts
Account Name	Notice 30
Interest Rates (AERs)	Variable rate of interest For current rates of interest see leaflet ‘Savings Accounts Interest Rates’ or go to www.thehanley.co.uk for a list of current and previous interest rates. or telephone our Customer Services Team on 01782 255000.
Tax status	Interest will be paid or credited after the deduction of income tax i.e. net, at the lower rate of 20% or subject to the required certification, gross.
Withdrawal arrangements	Instant access providing the balance remains at £25000 or above. 30 days notice or 30 days loss of interest on the amount withdrawn if the account balance falls below £25000.
Access	Transactions - Branch/Post Account balance and transaction enquiries - visit www.thehanley.co.uk and register for our ‘My Accounts’ service.

Account Ownership		An individual may own many Notice 30 Savings accounts which may be either in their own name or held jointly.
Product Availablity		This account can be opened by visiting a Branch of The Hanley or via the post.
Minimum Balance		Minimum account balance following a withdrawal is £100
Maximum Balance		£500,000.
Interest Paid		Annually on 31st August. Monthly Interest avaiable on balances greater than £10,000. Interest is paid on the last working day of the month
Interest Payment Options		- By adding to the account. - By transfer to another Hanley account. - By transfer to an alternative UK building society or bank account.
Withdrawal Restrictions		No notice is required on balances greater then £25,000. If your account balance falls below £25,000 then you will need to give us 30 days notice (written or verbal) and withdraw all or part of your balance without losing any interest Withdrawals on demand lose 30 days interest on the amount withdrawn.
Account Operation		- Branch / Agency. - Postal.
Printer Friendly Details		Notice 30 Savings Account

Interest Rates

Notice 30	Current Rates
Annual Interest	Rates effective from: 01/04/2009

Balance	Gross	Nett	AER
£200,000.00 and above.	1.00%	0.80%	1.00%
£100,000.00 to £199,999.99	0.90%	0.72%	0.90%
£50,000.00 to £99,999.99	0.75%	0.60%	0.75%
£25,000.00 to £49,999.99	0.60%	0.48%	0.60%
£10,000.00 to £24,999.99	0.45%	0.36%	0.45%
£1.00 to £9,999.99	0.30%	0.24%	0.30%

Notice 30 Monthly	Current Rates
Monthly Interest	Rates effective from: 01/04/2009

Balance	Gross	Nett	AER
£200,000.00 and above.	1.00%	0.80%	1.00%
£100,000.00 to £199,999.99	0.90%	0.72%	0.90%
£50,000.00 to £99,999.99	0.75%	0.60%	0.75%
£25,000.00 to £49,999.99	0.60%	0.48%	0.60%
£10,000.00 to £24,999.99	0.45%	0.36%	0.45%
£1.00 to £9,999.99	0.30%	0.24%	0.30%