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3.00% Fixed Rate ISA Bond

This product is Limited Edition and is only available by downloading and completing an application form or visiting us in branch.

Summary Box
Key Information for our Savings Accounts

Account Name

Fixed Rate ISA Bond - FRI03

Interest Rates (AERs)

Fixed rate of interest of 3.00% until 7 May 2013

Tax status

Gross - Tax Free Savings

Withdrawal arrangements

No partial withdrawals are allowed on this account. You may close your account or transfer your ISA by complete closure of the account which will be subject to 120 days loss of interest.

Access

By Branch or by Post. Once open you can view your account on-line at www.thehanley.co.uk by registering for our free ‘My Accounts’ service.

Account Terms & Conditions - Fixed Rate ISA Bond - FRI03

Fixed until 7 May 2013

This product sheet should be read in conjunction with the following booklets:

■ Saving with The Hanley’
■ Information for Savers contained in our Watch Your Savings Grow booklet’

This product is subject to the following:

■ The ISA Fixed Rate Bond is a fixed rate, fixed term investment. The term commences from the date of the initial investment until close of business on 7 May 2013.

■ Interest will be calculated daily, from the day of receipt in the case of a deposit by cash or transfer and from the following day of receipt in the case of a deposit by cheque. Interest shall accrue up to and including the maturity date of 7 May 2013. Funds will be available for transfer or withdrawal on 8 May 2013.

■ No partial withdrawals are allowed on this account. You may only close your account or transfer your ISA by complete closure of the account which will be subject to 120 days loss of interest.

■ Interest will be paid on maturity.

■ Minimum opening deposit £250

■ The Society will contact you to arrange your maturity instructions approximately one month prior to the maturity date.

Can I transfer from my existing Cash ISA?

■ No, this account is for 2012-2013 Cash ISA subscriptions only.

What is the Cash ISA allowances?

■ The ISA subscription for 2012-2013 is £11,280. Up to £5,640 of the ISA allowances can be saved in a Cash ISA with one provider.

Availability

■ The Bond is a strictly limited issue and may be withdrawn at any time without notice.

Important Documentation

Cash ISA Application Form
Watch Your Savings Grow
Saving With The Hanley