This product is subject to the following

• A non-refundable valuation fee will be charged

• This product has a collar and as such the variable rate of interest will not drop below 2.00%.

• Minimum Age 18 years

• Maximum Age 65 years on redemption

• Minimum Loan £5,000

• Maximum Loan £500,000

• Offer available for direct applications through the Society’s branches, telephone or website

• Loan to Value Limits - Loan based on purchase price or valuation, whichever is the lower
House Purchase 80% Re-Mortgage - 80%
Re-Mortgage including Capital Raising - 80%

• No High Lending Charge applies

• Private insurance subject to £25 administration fee

• Product only available to applicants who meet the Society's lending criteria

• Only available on properties in England and Wales

• All loans subject to status and valuation

• The APR will depend upon your circumstances. Ask for a personalised illustration^

• If this mortgage is taken out on an Interest Only basis then it is subject to a maximum Loan to Value of 75%. A repayment vehicle must be in place that adheres to the Society's lending criteria

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Early Repayment Terms
There are no early repayment charges for this product.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE