Thank you for considering Hanley Intermediaries as a prospective mortgage provider for your clients.
Please find below the answers to the most commonly asked questions…
Q – Where do you lend?
A – As of Monday 19th November 2018, we lend throughout England, Wales and Scotland. Currently, all mortgage products are available throughout England and Wales. Our Self-Build and Residential mortgages (including RIO but excluding Near Prime and Shared Ownership) are available for mainland Scotland and applications for Scottish Islands are on a referral basis only. Please note, we do not offer our Buy to Let mortgages in Scotland.
Q – How do I get a Decision In Principle Certificate?
A – Please generate a ESIS Illustration from our Online Mortgage Application System. A DIP Certificate will be attached to the first page of the ESIS when produced.
Q – Who do you accept business from?
A – We accept business from FCA registered organisations with access to our products though Caereus Financial Limited, Quilter Financial Planning, Legal & General Mortgage Club, Personal Touch, Primis (AMF), Primis (AMF), Primis (FC), PMS, Sesame, TenetConnect Limited, TenetConnect Services Limited, TenetLime Limited, TMA and Paradigm Mortgage Solutions.
Q – How do I get a ESIS?
A – You can get a ESIS by using our online mortgage application system.
Q – Where can I get an application form?
A – Please follow and complete the online application process, there is no longer a need to submit the application form to us. You will still be required to print the declaration page once you have completed the online application and your clients will need to sign this. If you require an application form for data capture purposes, it can be found in our downloads section.
Q – What is the maximum number of applicants per case?
A – A maximum of 4 people can be named on a case, but income is only considered for a maximum of 2 applicants. Please note: all applicants must reside in the property.
Q – What documents are required to apply?
A – For a list of required documents please click visit our Intermediary Supporting Documentation section.
Q – How is The Hanley assessing income under MMR?
A – The amount we will lend is based upon your client(s) income and expenditure.The income and expenditure you enter will be cross referenced to bank statements and outgoings may be sense checked against statistical data (ONS). The stressed mortgage payment will be calculated by applying a stress rate of 6.00% to the monthly payments.
Q – I’m having problems with my username and/or password, what can I do?
A – Firstly, please double check you are using the correct username and password as they are case sensitive.
If you have forgotten your password, please follow the instructions on the log in page where you will find a link to access your username and/or password.
If you registered with Hanley Intermediaries before February 2017, you will need to re-register. Please go to www.thehanley.co.uk/intermediaries where you will find the Intermediary online register.
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If the problem is still not solved, please call our broker helpline on 01782 255159.