Lending Criteria – Further Advance

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Regulated v Pre Regulated Applications

Pre G40000 – Solicitors required. Additional borrowing for home improvements only

G40000 onwards & Pre Regulated M Accounts – Additional borrowing for home improvements only

If the above accounts require additional borrowing for Capital Raising purposes, this should be treated as a complete new mortgage – refer to the current residential lending criteria. Fees will be charged where applicable.

Regulated Mortgage Accounts – Additional borrowing for home improvements & capital raising

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Restrictions

There must be a minimum period of 6 months between applications for further borrowing

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