Lending Criteria – Further Advance
This section of our criteria is all about furher advances. We have broken each element down, please click the required link from the list below to read each element.
Regulated v Pre Regulated Applications
Pre G40000 – Solicitors required. Additional borrowing for home improvements only G40000 onwards & Pre Regulated M Accounts – Additional borrowing for home improvements only If the above accounts require additional borrowing for Capital Raising purposes, this should be treated as a complete new mortgage – refer to the current residential lending criteria. Fees will be charged where applicable. Regulated Mortgage Accounts – Additional borrowing for home improvements & capital raising <– BackRestrictions
There must be a minimum period of 6 months between applications for further borrowing <– BackUseful Information
- Lending Criteria Home
- Lending Criteria - Applicant
- Lending Criteria - Employment & Income
- Lending Criteria - Property
- Lending Criteria - Loan Criteria
- Lending Criteria - Loan to Value
- Lending Criteria - Buy to Let
- Lending Criteria - Shared Ownership
- Lending Criteria - RIO
- Lending Criteria - Self-Build
- Lending Criteria - Custom Build
