Savings Interest Rates
Effective from 1st May 2020

Gross AER† Previous
Rate
Instant Access and Local Charity Saver % % %
Balance £100,000 and above 0.30 0.30 0.55
Balance £50,000 – £99,999.99 0.20 0.20 0.45
Balance £25,000 – £49,999.99 0.15 0.15 0.40
Balance £10,000 – £24,999.99 0.10 0.10 0.35
Balance £100 – £9,999.99 0.05 0.05 0.30
Balance less than £100 0.01 0.01 0.26
Notice Accounts
Notice 30
Annual Interest
Balance £200,000 and above 0.60 0.60 0.85
Balance £100,000 – £199,999.99 0.50 0.50 0.75
Balance £50,000 – £99,999.99 0.35 0.35 0.60
Balance £25,000 – £49,999.99 0.20 0.20 0.45
Balance £10,000 – £24,999.99 0.15 0.15 0.40
Balance less than £10,000 0.10 0.10 0.35
Monthly Interest
Balance £200,000 and above 0.60 0.60 0.85
Balance £100,000 – £199,999.99 0.50 0.50 0.75
Balance £50,000 – £99,999.99 0.35 0.35 0.60
Balance £25,000 – £49,999.99 0.20 0.20 0.45
Balance £10,000 – £24,999.99 0.15 0.15 0.40
Balance less than £10,000 0.10 0.10 0.35
Notice 90
Annual Interest
Balance £100,000 and above 0.95 0.95 1.20
Balance £50,000 – £99,999,99 0.65 0.65 0.90
Balance £25,000 – £49,999.99 0.55 0.55 0.80
Balance less than £25,000 0.35 0.35 0.60
Monthly Interest
Balance £100,000 and above 0.95 0.95 1.20
Balance £50,000 – £99,999,99 0.65 0.65 0.90
Balance £25,000 – £49,999.99 0.55 0.55 0.80
Balance less than £25,000 0.35 0.35 0.60
Potteries Prize Saver Account
Balance £100 and above 0.25 0.25 0.50

 

 

Gross AER† Previous
Rate
Tax Free Savings % % %
Cash ISA – Instant access
Balance £3,000 and above 0.25 0.25 0.90
Balance less than £3,000 0.05 0.05 0.30
Cash ISA – Regular Saver 0.75 0.75 1.40
Children’s Savings
Young Saver 0.55 0.55 1.20
Junior ISA 1.55 1.55 2.20
Regular Savings
Branch Regular Saver 0.60 0.60 1.25
Corporate Saver
Balance £100,000 and above 0.35 0.35 0.60
Balance £50,000 – £99,999.99 0.15 0.15 0.40
Balance less than £50,000 0.10 0.10 0.35
Corporate Tracker Issue – 4~
Balance £10,000 and above 1.00~ 1.00 1.19
Tracker Savings
Branch Saver # 0.10 0.10 0.75
Homebuyer Savings
Home Deposit Saver 2.45 2.45 3.10
Closed Issues*
Cash ISA – 30 Day Notice 0.30 0.30 0.95
Cash ISA – 60 Day Notice 0.50 0.50 1.15
Child Trust Fund 1.55 1.55 2.20
DMH Saver ^^ 0.01 0.01 0.26
Corporate Tracker – Issue 5 && 1.10 1.10 –
Monthly Income Saver 0.65 0.65 1.30
Michelin Regular Saver 1.05 1.05 1.70
Postal 180 Day Notice 0.65 0.65 1.30
Postal 180 day Notice – Issue 2 0.65 0.65 1.30
Regular Saver 0.65 0.65 1.30
Mortgages
Standard Variable Rate 4.79

All above interest rates are variable
* Closed Issue means that these accounts are unavailable to new customers, however existing customers can operate their account in line with the appropriate account terms and conditions
† Annual Equivalent Rate illustrates what the interest rate would be if interest was paid and added each year, and has been rounded to two decimal places
~ Guaranteed to pay 0.40% above the 3 month LIBOR rate (1 April 2020).

&& Guaranteed to pay 1.00% above the Bank of England Base Rate (April 2020)

^^ DMH- interest rates and tiers are the same as Instant Access / Local Charity saver accounts

# Branch Saver tracks the Bank of England Base Rate (April 2020)

In some circumstances customers will be required to pay tax on interest earned. More information is available at www.gov.uk/government/publications/personal-savings-allowance-factsheet

 

Useful Information

Latest News