Savings Interest Rates
Effective from 1st May 2020

Gross AER Previous
Rate
Instant Access and Local Charity Saver % % %
Balance £100,000 and above 0.30 0.30 0.55
Balance £50,000 – £99,999.99 0.20 0.20 0.45
Balance £25,000 – £49,999.99 0.15 0.15 0.40
Balance £10,000 – £24,999.99 0.10 0.10 0.35
Balance £100 – £9,999.99 0.05 0.05 0.30
Balance less than £100 0.01 0.01 0.26
Notice Accounts
Notice 30
Annual Interest
Balance £200,000 and above 0.60 0.60 0.85
Balance £100,000 – £199,999.99 0.50 0.50 0.75
Balance £50,000 – £99,999.99 0.35 0.35 0.60
Balance £25,000 – £49,999.99 0.20 0.20 0.45
Balance £10,000 – £24,999.99 0.15 0.15 0.40
Balance less than £10,000 0.10 0.10 0.35
Monthly Interest
Balance £200,000 and above 0.60 0.60 0.85
Balance £100,000 – £199,999.99 0.50 0.50 0.75
Balance £50,000 – £99,999.99 0.35 0.35 0.60
Balance £25,000 – £49,999.99 0.20 0.20 0.45
Balance £10,000 – £24,999.99 0.15 0.15 0.40
Balance less than £10,000 0.10 0.10 0.35
@ Notice 90>
Annual Interest
Balance £100,000 and above 0.75 0.75 0.95
Balance £50,000 – £99,999,99 0.50 0.50 0.65
Balance £25,000 – £49,999.99 0.40 0.40 0.55
Balance less than £25,000 0.25 0.25 0.35
Monthly Interest
Balance £100,000 and above 0.75 0.75 0.95
Balance £50,000 – £99,999,99 0.50 0.50 0.65
Balance £25,000 – £49,999.99 0.40 0.40 0.55
Balance less than £25,000 0.25 0.25 0.35
Potteries Prize Saver Account
Balance £100 and above 0.25 0.25 0.50

 

 

Gross AER Previous
Rate
Tax Free Savings % % %
Cash ISA – Instant access
Balance £3,000 and above 0.25 0.25 0.90
Balance less than £3,000 0.05 0.05 0.30
Cash ISA – Regular Saver 0.75 0.75 1.40
Children’s Savings
Young Saver 0.55 0.55 1.20
Junior ISA 1.55 1.55 2.20
Regular Savings
Branch Regular Saver 0.60 0.60 1.25
Corporate Saver
Balance £100,000 and above 0.35 0.35 0.60
Balance £50,000 – £99,999.99 0.15 0.15 0.40
Balance less than £50,000 0.10 0.10 0.35
Tracker Savings
Branch Saver # 0.10 0.10 0.75
Homebuyer Savings
Home Deposit Saver 2.45 2.45 3.10
Closed Issues*
Cash ISA – 30 Day Notice 0.30 0.30 0.95
Cash ISA – 60 Day Notice 0.50 0.50 1.15
Child Trust Fund 1.55 1.55 2.20
DMH Saver ^^ 0.01 0.01 0.26
Monthly Income Saver 0.65 0.65 1.30
Michelin Regular Saver 1.05 1.05 1.70
Postal 180 Day Notice 0.65 0.65 1.30
Postal 180 day Notice – Issue 2 0.65 0.65 1.30
Regular Saver 0.65 0.65 1.30
Mortgages
Standard Variable Rate 4.79

All above interest rates are variable

The maximum investment balance for new accounts is £50,000 whether held in single or joint names

* Closed Issue means that these accounts are unavailable to new customers, however existing customers can operate their account in line with the appropriate account terms and conditions
Annual Equivalent Rate illustrates what the interest rate would be if interest was paid and added each year, and has been rounded to two decimal places

^^ DMH- interest rates and tiers are the same as Instant Access / Local Charity saver accounts

# Branch Saver tracks the Bank of England Base Rate (April 2020). Historical Bank of England Base Rates are available at www.bankofengland.co.uk

@ Notice 90 can only be opened if you live within a 25 miles radius of our Head Office (ST1 5TB)

> Rates effective from 1st September 2021

In some circumstances customers will be required to pay tax on interest earned. More information is available at www.gov.uk/government/publications/personal-savings-allowance-factsheet