Savings Interest Rates
Effective from 1st January 2019
| Gross | AER† | Previous Rate |
||
|---|---|---|---|---|
| Instant Access and Local Charity Saver | % | % | % | |
| Balance £100,000 and above | 0.55 | 0.55 | 0.40 | |
| Balance £50,000 – £99,999.99 | 0.45 | 0.45 | 0.30 | |
| Balance £25,000 – £49,999.99 | 0.40 | 0.40 | 0.25 | |
| Balance £10,000 – £24,999.99 | 0.35 | 0.35 | 0.20 | |
| Balance £100 – £9,999.99 | 0.30 | 0.30 | 0.15 | |
| Balance less than £100 | 0.26 | 0.26 | 0.11 | |
| Notice Accounts | ||||
| Notice 30 | ||||
| Annual Interest | ||||
| Balance £200,000 and above | 0.85 | 0.85 | 0.70 | |
| Balance £100,000 – £199,999.99 | 0.75 | 0.75 | 0.60 | |
| Balance £50,000 – £99,999.99 | 0.60 | 0.60 | 0.45 | |
| Balance £25,000 – £49,999.99 | 0.45 | 0.45 | 0.30 | |
| Balance £10,000 – £24,999.99 | 0.40 | 0.40 | 0.25 | |
| Balance less than £10,000 | 0.35 | 0.35 | 0.20 | |
| Monthly Interest | ||||
| Balance £200,000 and above | 0.85 | 0.85 | 0.70 | |
| Balance £100,000 – £199,999.99 | 0.75 | 0.75 | 0.60 | |
| Balance £50,000 – £99,999.99 | 0.60 | 0.60 | 0.45 | |
| Balance £25,000 – £49,999.99 | 0.45 | 0.45 | 0.30 | |
| Balance £10,000 – £24,999.99 | 0.40 | 0.40 | 0.25 | |
| Balance less than £10,000 | 0.35 | 0.35 | 0.20 | |
| Notice 90 | ||||
| Annual Interest | ||||
| Balance £100,000 and above | 1.20 | 1.20 | 1.05 | |
| Balance £50,000 – £99,999,99 | 0.90 | 0.90 | 0.75 | |
| Balance £25,000 – £49,999.99 | 0.80 | 0.80 | 0.65 | |
| Balance less than £25,000 | 0.60 | 0.60 | 0.45 | |
| Monthly Interest | ||||
| Balance £100,000 and above | 1.20 | 1.20 | 1.05 | |
| Balance £50,000 – £99,999,99 | 0.90 | 0.90 | 0.75 | |
| Balance £25,000 – £49,999.99 | 0.80 | 0.80 | 0.65 | |
| Balance less than £25,000 | 0.60 | 0.60 | 0.45 | |
| Gross | AER† | Previous Rate |
||
|---|---|---|---|---|
| Tax Free Savings | % | % | % | |
| Cash ISA – Instant access | ||||
| Balance £3,000 and above | 0.90 | 0.90 | 0.80 | |
| Balance less than £3,000 | 0.30 | 0.30 | 0.20 | |
| Cash ISA – Regular Saver | 1.40 | 1.40 | 1.30 | |
| Children’s Savings | ||||
| Young Saver | 1.20 | 1.20 | 1.05 | |
| Junior ISA | 2.20 | 2.20 | 2.10 | |
| Regular Savings | ||||
| Branch Regular Saver^ | 1.25 | 1.25 | 1.10 | |
| Corporate Saver | ||||
| Balance £100,000 and above | 0.60 | 0.60 | 0.45 | |
| Balance £50,000 – £99,999.99 | 0.40 | 0.40 | 0.25 | |
| Balance less than £50,000 | 0.35 | 0.35 | 0.20 | |
| Corporate Tracker Issue – 4~ | ||||
| Balance £10,000 and above | 1.00~ | 1.00 | 1.19 | |
| Tracker Savings | ||||
| Branch Saver | 0.10 | 0.10 | 0.75 | |
| Homebuyer Savings | ||||
| Home Deposit Saver | 3.10 | 3.10 | 2.95 | |
| Closed Issues* | ||||
| Cash ISA – 30 Day Notice | 0.95 | 0.95 | 0.85 | |
| Cash ISA – 60 Day Notice | 1.15 | 1.15 | 1.05 | |
| Child Trust Fund | 2.20 | 2.20 | 2.10 | |
| DMH Saver | 0.26 | 0.26 | 0.11 | |
| Corporate Tracker – Issue 5 | 1.10 | 1.10 | – | |
| Monthly Income Saver | 1.30 | 1.30 | 1.15 | |
| Michelin Regular Saver | 1.70 | 1.70 | 1.55 | |
| Postal 180 Day Notice | 1.301 | 1.30 | 1.15 | |
| Postal 180 day Notice – Issue 2 | 1.30 | 1.30 | 1.15 | |
| Regular Saver | 1.30 | 1.30 | 1.15 | |
| Mortgages | ||||
| Standard Variable Rate | 5.44 | |||
All above interest rates are variable
* Closed Issue means that these accounts are unavailable to new customers, however existing customers can operate their account in line with the appropriate account terms and conditions
† Annual Equivalent Rate illustrates what the interest rate would be if interest was paid and added each year, and has been rounded to two decimal places
~ Guaranteed to pay 0.40% above the 3 month LIBOR rate (1 April 2020).
In some circumstances customers will be required to pay tax on interest earned. More information is available at www.gov.uk/government/publications/personal-savings-allowance-factsheet
