Savings Interest Rates
Effective from 1st July 2022
Gross | AER† | Previous Rate |
|||||||
---|---|---|---|---|---|---|---|---|---|
Instant Access and Local Charity Saver | % | % | % | ||||||
Balance £100,000 and above | 0.65 | 0.65 | 0.30 | ||||||
Balance £50,000 – £99,999.99 | 0.55 | 0.55 | 0.20 | ||||||
Balance £25,000 – £49,999.99 | 0.50 | 0.50 | 0.15 | ||||||
Balance £10,000 – £24,999.99 | 0.45 | 0.45 | 0.10 | ||||||
Balance £100 – £9,999.99 | 0.40 | 0.40 | 0.05 | ||||||
Balance less than £100 | 0.36 | 0.36 | 0.01 | ||||||
Notice Accounts | |||||||||
Notice 30 | |||||||||
Annual Interest | |||||||||
Balance £200,000 and above | 0.95 | 0.95 | 0.60 | ||||||
Balance £100,000 – £199,999.99 | 0.85 | 0.85 | 0.50 | ||||||
Balance £50,000 – £99,999.99 | 0.70 | 0.70 | 0.35 | ||||||
Balance £25,000 – £49,999.99 | 0.55 | 0.55 | 0.20 | ||||||
Balance £10,000 – £24,999.99 | 0.50 | 0.50 | 0.15 | ||||||
Balance less than £10,000 | 0.45 | 0.45 | 0.10 | ||||||
Monthly Interest | |||||||||
Balance £200,000 and above | 0.95 | 0.95 | 0.60 | ||||||
Balance £100,000 – £199,999.99 | 0.85 | 0.85 | 0.50 | ||||||
Balance £50,000 – £99,999.99 | 0.70 | 0.70 | 0.35 | ||||||
Balance £25,000 – £49,999.99 | 0.55 | 0.55 | 0.20 | ||||||
Balance £10,000 – £24,999.99 | 0.50 | 0.50 | 0.15 | ||||||
Balance less than £10,000 | 0.45 | 0.45 | 0.10 | ||||||
@ Notice 90 | |||||||||
Annual Interest | |||||||||
Balance £100,000 and above | 1.10 | 1.10 | 0.75 | ||||||
Balance £50,000 – £99,999,99 | 0.85 | 0.85 | 0.50 | ||||||
Balance £25,000 – £49,999.99 | 0.75 | 0.75 | 0.40 | ||||||
Balance less than £25,000 | 0.60 | 0.60 | 0.25 | ||||||
Monthly Interest | |||||||||
Balance £100,000 and above | 1.10 | 1.10 | 0.75 | ||||||
Balance £50,000 – £99,999,99 | 0.85 | 0.85 | 0.50 | ||||||
Balance £25,000 – £49,999.99 | 0.75 | 0.75 | 0.50 | ||||||
Balance less than £25,000 | 0.60 | 0.60 | 0.25 | ||||||
Potteries Prize Saver Account | |||||||||
Balance £100 and above | 0.60 | 0.60 | 0.25 |
Gross | AER† | Previous Rate |
||
---|---|---|---|---|
Tax Free Savings | % | % | % | |
Cash ISA – Instant access | ||||
Balance £3,000 and above | 0.60 | 0.60 | 0.25 | |
Balance less than £3,000 | 0.40 | 0.40 | 0.05 | |
Cash ISA – Regular Saver | 1.10 | 1.10 | 0.75 | |
Children’s Savings | ||||
Young Saver | 0.90 | 0.90 | 0.55 | |
Junior ISA | 1.90 | 1.90 | 1.55 | |
Regular Savings | ||||
Branch Regular Saver | 0.95 | 0.95 | 0.60 | |
Corporate Saver | ||||
Balance £100,000 and above | 0.70 | 0.70 | 0.35 | |
Balance £50,000 – £99,999.99 | 0.50 | 0.50 | 0.15 | |
Balance less than £50,000 | 0.45 | 0.45 | 0.10 | |
Tracker Savings | ||||
Homebuyer Savings | ||||
Home Deposit Saver | 2.80 | 2.80 | 2.45 | |
Closed Issues* | ||||
Cash ISA – 30 Day Notice | 0.65 | 0.65 | 0.30 | |
Cash ISA – 60 Day Notice | 0.85 | 0.85 | 0.50 | |
Child Trust Fund | 1.90 | 1.90 | 1.55 | |
Corporate Tracker Issue 6 # | 2.20 | 2.20 | 1.70 | |
Corporate Tracker Issue 5 # | 2.75 | 2.75 | 2.25 | |
DMH Saver^^ | 0.36 | 0.36 | 0.01 | |
Monthly Income Saver | 1.00 | 1.00 | 0.65 | |
Postal 180 Day Notice | 1.00 | 1.00 | 0.65 | |
Postal 180 Day Notice – Issue 2 | 1.00 | 1.00 | 0.65 | |
Regular Saver | 1.00 | 1.00 | 0.65 | |
Branch Saver # | 1.75 | 1.75 | 1.25 |
All above interest rates are variable
The maximum investment balance for new accounts is £50,000 whether held in single or joint names
* Closed Issue means that these accounts are unavailable to new customers, however existing customers can operate their account in line with the appropriate account terms and conditions
† Annual Equivalent Rate illustrates what the interest rate would be if interest was paid and added each year, and has been rounded to two decimal places
^^ DMH- interest rates and tiers are the same as Instant Access / Local Charity saver accounts
# Account is linked to the Bank of England Base Rate (Effective from 1 September 2022). See individual terms and conditions for interest rate loading above the Bank of England Base Rate. Historical Bank of England Base Rates are available at www.bankofengland.co.uk.
@ Notice 90 can only be opened if you live within a 25 miles radius of our Head Office (ST1 5TB)
In some circumstances customers will be required to pay tax on interest earned. More information is available at www.gov.uk/government/publications/personal-savings-allowance-factsheet