Savings Interest Rates
Effective from 1st January 2019

Gross AER† Previous
Rate
Instant Access and Local Charity Saver % % %
Balance £100,000 and above 0.55 0.55 0.40
Balance £50,000 – £99,999.99 0.45 0.45 0.30
Balance £25,000 – £49,999.99 0.40 0.40 0.25
Balance £10,000 – £24,999.99 0.35 0.35 0.20
Balance £100 – £9,999.99 0.30 0.30 0.15
Balance less than £100 0.26 0.26 0.11
Notice Accounts
Notice 30
Annual Interest
Balance £200,000 and above 0.85 0.85 0.70
Balance £100,000 – £199,999.99 0.75 0.75 0.60
Balance £50,000 – £99,999.99 0.60 0.60 0.45
Balance £25,000 – £49,999.99 0.45 0.45 0.30
Balance £10,000 – £24,999.99 0.40 0.40 0.25
Balance less than £10,000 0.35 0.35 0.20
Monthly Interest
Balance £200,000 and above 0.85 0.85 0.70
Balance £100,000 – £199,999.99 0.75 0.75 0.60
Balance £50,000 – £99,999.99 0.60 0.60 0.45
Balance £25,000 – £49,999.99 0.45 0.45 0.30
Balance £10,000 – £24,999.99 0.40 0.40 0.25
Balance less than £10,000 0.35 0.35 0.20
Notice 90
Annual Interest
Balance £100,000 and above 1.20 1.20 1.05
Balance £50,000 – £99,999,99 0.90 0.90 0.75
Balance £25,000 – £49,999.99 0.80 0.80 0.65
Balance less than £25,000 0.60 0.60 0.45
Monthly Interest
Balance £100,000 and above 1.20 1.20 1.05
Balance £50,000 – £99,999,99 0.90 0.90 0.75
Balance £25,000 – £49,999.99 0.80 0.80 0.65
Balance less than £25,000 0.60 0.60 0.45

 

Gross AER† Previous
Rate
Tax Free Savings % % %
Cash ISA – Instant access
Balance £3,000 and above 0.90 0.90 0.80
Balance less than £3,000 0.30 0.30 0.20
Cash ISA – Regular Saver 1.40 1.40 1.30
Children’s Savings
Young Saver 1.20 1.20 1.05
Junior ISA 2.20 2.20 2.10
Regular Savings
Branch Regular Saver^ 1.25 1.25 1.10
Corporate Saver
Balance £100,000 and above 0.60 0.60 0.45
Balance £50,000 – £99,999.99 0.40 0.40 0.25
Balance less than £50,000 0.35 0.35 0.20
Corporate Tracker Issue – 4
Balance £10,000 and above 1.19~ 1.19 1.16
Tracker Savings
Branch Saver 0.75 0.75 0.50
Homebuyer Savings
Home Deposit Saver 3.10 3.10 2.95
Closed Issues*
Cash ISA – 30 Day Notice 0.95 0.95 0.85
Cash ISA – 60 Day Notice 1.15 1.15 1.05
Child Trust Fund 2.20 2.20 2.10
DMH Saver 0.26 0.26 0.11
Corporate Tracker – Issue 2 1.79✣ 1.79 1.76
Monthly Income Saver 1.30 1.30 1.15
Michelin Regular Saver 1.70 1.70 1.55
Postal 180 Day Notice 1.301 1.30 1.15
Postal 180 day Notice – Issue 2 1.30 1.30 1.15
Regular Saver 1.30 1.30 1.15
Mortgages
Standard Variable Rate 5.44

All above interest rates are variable
* Closed Issue means that these accounts are unavailable to new customers, however existing customers can operate their account in line with the appropriate account terms and conditions
† Annual Equivalent Rate illustrates what the interest rate would be if interest was paid and added each year, and has been rounded to two decimal places
✣ Guaranteed to pay 1.00% above the 3 month LIBOR rate (1 January 2020).

~ Guaranteed to pay 0.40% above the 3 month LIBOR rate (1 January 2020).

In some circumstances customers will be required to pay tax on interest earned. More information is available at www.gov.uk/government/publications/personal-savings-allowance-factsheet

 

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