Make the most of your 2026 ISA allowance. New Fixed Rate ISA Bonds now available online and in branch.

Make the most of your 2026 ISA allowance. New Fixed Rate ISA Bonds now available online and in branch.

Make the most of your 2026 ISA allowance. New Fixed Rate ISA Bonds now available online and in branch.

Mortgage Products

Whatever your clients mortgage requirements are, our intermediary team are here to help.

Self-Build Mortgages

2.36% Home Renovation Variable Discount Mortgage for 2 Year

Initial Pay Rate

5.38%

Loan to Value

80%

APRC

7.7%

Fees

£1598

Product Code

MDS328

Information

Early Repayment Charge: Yes

Incentives: No

2.47% Self-Build/Renovation Part Built Variable Discount Mortgage for 2 years (Arrears)

Initial Pay Rate

5.27%

Loan to Value

60%

APRC

7.7%

Fees

£2198

Product Code

MD327

Information

Early Repayment Charge: Yes

Incentives: No

Self-Build 2.07% Variable Discount Mortgage for 2 Years

Initial Pay Rate

5.67%

Loan to Value

50%

APRC

7.7%

Fees

£1598

Product Code

MDS329

Information

Early Repayment Charge: Yes

Incentives: No

1.96% Variable Discount for 2 Years (Arrears)

Initial Pay Rate

5.78%

Loan to Value

60%

APRC

7.7%

Fees

£999

Product Code

MDS326

Information

Early Repayment Charge: Yes

Incentives: No

Buildloan Exclusive 1.96% Variable Discount Mortgage for 2 Years

Initial Pay Rate

5.78%

Loan to Value

80%

APRC

7.7%

Fees

£2000

Product Code

MDS335

Information

Early Repayment Charge: Yes

Incentives: No

BuildLoan Exclusive 2.18% Variable Discount Mortgage for 2 Years

Initial Pay Rate

5.56%

Loan to Value

80%

APRC

7.7%

Fees

£2000

Product Code

MDS336

Information

Early Repayment Charge: Yes

Incentives: No

Retirement Interest Only Mortgages

Retirement Interest Only 2.45% Variable Discount Mortgage for 2 Years

Initial Pay Rate

5.29%

Loan to Value

70%

APRC

7.6%

Fees

£999

Product Code

MDS325

Information

Early Repayment Charge: No

Incentives: Yes

Retirement Interest Only 2.07% Variable Discount Mortgage for Term

Initial Pay Rate

5.67%

Loan to Value

70%

APRC

5.7%

Fees

£999

Product Code

MDS334

Information

Early Repayment Charge: Yes

Incentives: No

Residential Fixed Rate Mortgages

6.73% Fixed for 5 Years Rent to Own Mortgage

Initial Pay Rate

6.73%

Loan to Value

100%

APRC

7.5%

Fees

None

Product Code

MFD675

Information

Early Repayment Charge: Yes

Incentives: No

Residential Variable Rate Mortgages

Residential 1.97% Variable Discount Mortgage for 2 Years

Initial Pay Rate

5.77%

Loan to Value

95%

APRC

7.6%

Fees

£799

Product Code

MDS333

Information

Early Repayment Charge: Yes

Incentives: No

Residential 2.30% Variable Discount Mortgage for 2 Years

Initial Pay Rate

5.44%

Loan to Value

80%

APRC

7.5%

Fees

£999

Product Code

MDS337

Information

Early Repayment Charge: Yes

Incentives: No

Residential 2.00% Variable Discount Mortgage for Term

Initial Pay Rate

5.74%

Loan to Value

80%

APRC

5.8%

Fees

£999

Product Code

MDS332

Information

Early Repayment Charge: Yes

Incentives: No

Residential Interest Only Mortgages

Residential 2.00% Variable Discount Mortgage for Term

Initial Pay Rate

5.74%

Loan to Value

80%

APRC

5.8%

Fees

£999

Product Code

MDS332

Information

Early Repayment Charge: Yes

Incentives: No