Bank Base Rate Tracker + 0.74% for Term

Bank Base Rate Tracker + 0.74% for Term

Initial Pay Rate


Loan to Value






Product Code



Early Replayment Charge:


Things you need to know

Repayment Basis

Capital & Interest.


No application fee or arrangement fee.

Minimum Interest Rate

The interest rate on this product will not drop below 2.00%.


Free Valuation.

£250 contribution to Remortgage Legals when re-mortgaging using the Society’s nominated Solicitor.

Loan Size

Minimum Loan: £30,000 Maximum Loan: £500,000

Maximum Loan to Value

Purchase 80%.
Remortgage 80%.


There are no restrictions in overpayments which can be made by monthly standing order.

Bank of England Base Rate

In the event of a change in the Bank of England base rate. The interest rate will reflect the change from the 1st day of the following month.

Property Location

Available for properties located in England, Wales, and Scotland (Islands by referral).

Procuration Fee

The Society will pay a proc fee of 0.35% on completion to the intermediary


This product is available for new mortgage customers only

Early Repayment Charges

No Early Repayment Charges apply.

Representative Example

A mortgage of £236,284.00 payable over 25 years on a Bank of England Base Rate Tracker plus 0.74% would require 300 monthly payments of £1,520.94.

The total amount payable would be £456,441.13 made up of the loan amount plus interest (£219,997.13), a funds transfer fee of £35.00 and a mortgage exit fee of £125.00.

The overall cost for comparison is 6.0% APRC representative.

Find out More or Apply

Call us on 01782 255000 (selecting option 1 – Hanley Intermediaries then option 1 – New business enquiries).

Lines are Open 9.00am to 5.00pm Monday to Friday (Wednesday 9.30am to 5.00pm).

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