STop renting, STart owning with ST Rent to Own Mortgage - No deposit needed! - Minimum 12 months rental history required! ST Postcode area only.

STop renting, STart owning with ST Rent to Own Mortgage - No deposit needed! - Minimum 12 months rental history required! ST Postcode area only.

STop renting, STart owning with ST Rent to Own Mortgage - No deposit needed! - Minimum 12 months rental history required! ST Postcode area only.

Self-Build Help

Resources and guidance to support your self-build clients with confidence

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No Early Repayment Charges

We offer products with no ERC's giving extra flexibility to the mortgage.

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Direct to Lender

Deal directly with us! No packagers or intermediaries to deal with

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Up to 80% LTV

And interest only for 2 years or until the property is completed

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Lending in England, Scotland, and Wales

We lend on properties in England, Scotland, and Wales

Self-Build Mortgages

Home Renovation Variable Discount Mortgage for 2 Year

Initial Pay Rate

5.39%

Loan to Value

80%

APRC

7.9%

Fees

£1298

Product Code

MDS304

Information

Early Repayment Charge: No

Incentives: No

5.50% Self-Build/Renovation Part Built Variable Discount Mortgage for 2 years (Arrears)

Initial Pay Rate

5.5%

Loan to Value

60%

APRC

8.2%

Fees

£1498

Product Code

MDS271

Information

Early Repayment Charge: No

Incentives: No

5.59% Self-Build- Variable Discount Low Start Mortgage for 2 Years (Arrears)

Initial Pay Rate

5.59%

Loan to Value

50%

APRC

8.2%

Fees

£698

Product Code

MDS305

Information

Early Repayment Charge: No

Incentives: No

5.77% Hanley ECO Self-Build Low Start - Variable Discount Mortgage for 2 Years (Arrears)

Initial Pay Rate

5.77%

Loan to Value

80%

APRC

8.2%

Fees

£999

Product Code

MDS306

Information

Early Repayment Charge: No

Incentives: No

Variable Discount for 2 Years (Arrears)

Initial Pay Rate

5.74%

Loan to Value

60%

APRC

8.2%

Fees

£999

Product Code

MDS302

Information

Early Repayment Charge: No

Incentives: No

Interest Only for Term - Variable Discount for 2 Years (Arrears)

Initial Pay Rate

5.9%

Loan to Value

70%

APRC

8.2%

Fees

£1498

Product Code

MDS281

Information

Early Repayment Charge: Yes

Incentives: No

Variable Discount for 2 Years (Arrears)

Initial Pay Rate

5.94%

Loan to Value

80%

APRC

8.0%

Fees

£948

Product Code

MDS303

Information

Early Repayment Charge: No

Incentives: No

Variable Discount for 2 Years (Arrears)

Initial Pay Rate

6.24%

Loan to Value

80%

APRC

8.0%

Fees

No

Product Code

MDS272

Information

Early Repayment Charge: Yes

Incentives: No

Self-Build Documents

Build-Out Indemnity Insurance

Download

Self-Build Fair Value Product Information Sheet

Download

Stage Release Request Form

Download

Self-Build Submission Form

Download

Self-Build Costings Form

Download

Self-Build Mortgage Lending Guide

Download

Self-Build Light Refurbishment Submission Sheet

Download