First Time Buyers

A mortgage that is suited for first time buyers.

speech icon

Free Mortgage Advice

clock icon

Saturday and Evening Appointments Available

5% icon

5% deposit product available

First Time Buyers Products

5.69% Fixed Rate Mortgage until 28 February 2026

Initial Pay Rate

5.69%

Loan to Value

95%

APRC

8.0%

Fees

No

Product Code

MFD580

Information

Early Replayment Charge: Yes

Incentives: Yes

6.35% Fixed Rate Mortgage until 31 July 2028

Initial Pay Rate

6.35%

Loan to Value

95%

APRC

7.8%

Fees

No

Product Code

MFD544

Information

Early Replayment Charge: Yes

Incentives: Yes

6.85% Fixed Rate Mortgage until 31 October 2025

Initial Pay Rate

6.85%

Loan to Value

95%

APRC

8.3%

Fees

No

Product Code

MFD549

Information

Early Replayment Charge: Yes

Incentives: Yes

Image of family on sofa

Affordability Calculator

Use our helpful affordability calculator 
to find out how much you can borrow.

Calculate Now