2.60% Variable Discount for Term - Ex-Pat BTL (Non-Regulated & Consumer)

Interest Only.

Application Fee paid to The Hanley Economic Building Society on application and is non-refundable £299

Arrangement Fee paid to The Hanley Economic Building Society. The fee can be paid on application or deducted from the loan on completion and interest will be charged on the fee. This fee is non-refundable, except in cases where the application does not proceed to completion £700

CHAPS fee is paid to The Hanley Economic Building Society. The fee can be paid on application or deducted on completion of the loan and interest will be charged on the fee. This non-refundable fee covers the electronic transfer of mortgage funds to you or your solicitor, unless the application does not proceed to completion £35

The interest rate on this product will not drop below 2.00% (following the fixed rate period).

One Free Valuation.

Minimum Loan: £30,000

Maximum Loan: £600,000.

Purchase 80% (Non-Regulated Only).

Remortgage 80%.

Overpayments of up to 10% of the mortgage balance are permitted each anniversary year for the first 2 Years and may be made by monthly standing order or in a lump sum. Any additional overpayments above 10% during this period will attract an early repayment charge calculated on the amount of the additional payments.

Available for properties located in England and Wales.

This product is available for new mortgage customers only.

If this mortgage is repaid in full, or in part, before during the first 2 Years an early repayment charge will apply. This will be 2% of the balance repaid during this period. Example – The maximum early repayment charge you could pay is £2,353.08 based on an initial mortgage balance of £117,654.00.

A mortgage of £117,654.00 payable over 24 years initially on a discounted variable rate of 5.24% would require 288 monthly payments of £513.76. The total amount payable would be £266,774.67 made up of the loan amount plus interest (£147,961.67), an application fee of £299.00, an arrangement fee of £700.00, a CHAPS fee of £35.00, a mortgage exit fee of £125.00. The overall cost for comparison is 5.2% APRC representative^.

Call us on 01782 255000.

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