3.49% Variable Discount Remortgage for 2 years

Capital & Interest

£750 Arrangement fee (Deducted from loan amount on completion)

The interest rate on this product will not drop below 2.00%.

Free Valuation

£250 Contribution to Legals when remortgaging using the Society's nominated Solicitor

Minimum Loan: £30,000 Maximum Loan: £1,000,000 at 60% LTV, £1,250,000 at 50% LTV.

Remortgage 90%

Available for properties located in England, Wales & mainland Scotland (Islands by referral).

This product is available for new mortgage customers only

If this mortgage is repaid in full during the first 2 years an early repayment charge will apply. This will be 2% of the balance repaid during this period. Example – The maximum early repayment charge you could pay is £3,941.80 based on £197,090.00.

Overpayments of up to 10% of the mortgage balance are permitted each anniversary year during the first 2 years and may be made by monthly standing order. Any additional overpayments above 10% during this period will attract a penalty calculated on the amount of the additional payments.

A mortgage of £197,090.00 payable over 25 years initially on a discounted variable rate of 5.00% for 2 years and then on our Standard Variable Rate (SVR) of 8.49% (variable) for the remaining 23 years would require 24 monthly payments of £1,152.17 and 276 monthly payments of £1,558.03. The total amount payable would be £458,579.15 made up of the loan amount plus interest (£260,579.15), a Funds transfer fee of £35, an Arrangement fee of £750.00 and a Mortgage Exit Fee of £125.00. The overall cost for comparison is 8.1% APRC representative^

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