4.75% Fixed Rate Remortgage for 2 years

Capital and Interest

£1,000 Arrangement fee (deducted from loan on completion)

The interest rate on this product will not drop below 2.00% (following the fixed rate period).

Free Valuation

£250 Contribution to Free Legals when remortgaging using the Society's nominated Solicitor

Minimum Loan: £30,000 Maximum Loan: £500,000@80% LTV,£1,000,000 @ 60% LTV, £1,250,000 @ 50% LTV

Remortgage 80%.

Overpayments of up to 10% of the mortgage balance are permitted each anniversary year for 2 years and may be made by monthly standing order. Any additional overpayments above 10% during this period will attract a penalty calculated on the amount of the additional payments

Available for properties located in England, Wales and Scotland.

This product is available for new mortgage customers only.

If this mortgage is repaid in full or in part during the first 2 years an early repayment charge will apply. This will be 2% of the balance repaid during this period. Example – The maximum early repayment charge you could pay is £4,111.78 based on £205,589.00.

A mortgage of £205,589.00 payable over 25 years initially on a Fixed Rate of 4.75% for 2 years and then on our Standard Variable Rate (SVR) of 8.49% (variable) for the remaining 276 months would require 24 monthly payments of £1,172.10 and 276 monthly payments of £1,622.68. The total amount payable would be £477,150.35 made up of the loan amount plus interest (£270,401.35), a funds transfer fee of £35.00, a £1,000 arrangement fee and a mortgage exit fee of £125.00. The overall cost for comparison is 8.0% APRC representative^

Call us on 01782 255000.

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