5.00% Initial Pay Rate for 2 years which represents Bank of England base rate plus 1%

Capital & Interest

No Application or Arrangement Fees

CHAPS fee is paid to The Hanley Economic Building Society. The fee can be paid on application or deducted on completion of the loan and interest will be charged on the fee. This non-refundable fee covers the electronic transfer of mortgage funds to you or your solicitor, unless the application does not proceed to completion £35

The interest rate on this product will not drop below 3.00%.

Free Valuation
£250 Cashback on completion (Paid 7 days after completion of the mortgage into the borrowers bank account of where the monthly direct debit will be taken from).

Minimum Loan: £30,000
Maximum Loan: £500,000

Purchase 95%
Remortgage 95%

Available for properties located in England, Wales & mainland Scotland (Islands by referral).

New Business - All of our savings and mortgage products are only available to UK residents

There is no early repayment charge.

No Higher Lending Charge is applicable

There is no limit on overpayments.

A mortgage of £184,303.00 payable over 31 years initially on a variable tracker rate of 5.00% which represents Bank of England Base Rate plus 1.00% for 2 Years and then on our Standard Variable Rate (SVR) of 7.84% (variable) for the remaining 348 months would require 24 monthly payments of £975.68 and 348 monthly payments of £1,305.29 The total amount payable would be £477,818.06 made up of the loan amount plus interest (£293,355.31), a CHAPS fee of £35.00, a mortgage exit fee of £125.00. The overall cost for comparison is 7.6% APRC representative^.

Call us on 01782 255000.

Lines are Open 9.00am to 5.00pm Monday to Friday, Saturdays 9am to 12.00pm.