5.59% Home Mover / Re-Mortgage fixed until 30 November 2028

Capital & Interest.

No application fee or arrangement fee

The interest rate on this product will not drop below 2.00% (following the fixed rate period).

Free Valuation

£250 Contribution to Legals when remortgaging using the Society's nominated Solicitor

Minimum Loan: £30,000 Maximum Loan: £500,000.

Purchase 95%.
Remortgage 95%.

Overpayments of up to 10% of the mortgage balance are permitted each anniversary year until 30 November 2028 and may be made by monthly standing order. Any additional overpayments above 10% during this period will attract a penalty calculated on the amount of the additional payments

Available for properties located in England, Wales & mainland Scotland (Islands by referral).

New Business - All of our savings and mortgage products are only available to UK residents.

If this mortgage is repaid in full or in part until 30 November 2028 an early repayment charge will apply. This will be 2% of the balance repaid during this period. Example – The maximum early repayment charge you could pay is £4,554.18 based on £227,709.00.

A mortgage of £227,709.00 payable over 25 years initially on a Fixed Rate of 5.59% until 30 November 2028 and then on our Standard Variable Rate (SVR) of 8.49% (variable) for the remaining 245 months would require 55 monthly payments of £1,410.60 and 245 monthly payments of £1,771.14. The total amount payable would be £511,671.14 made up of the loan amount plus interest (£283,802.14), a funds transfer fee of £35.00 and a mortgage exit fee of £125.00. The overall cost for comparison is 7.7% APRC representative^

Call us on 01782 255000.

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