Bank Base Rate Tracker + 0.74% for Term

Mortgage Calculator

This shows what you'll pay each month during your initial deal period. It doesn't consider any charges or fees if you decide to make any changes to your mortgage. Please note this is only an estimate.

Bank Base Rate Tracker + 0.74% for Term

Initial Pay Rate


Loan to Value






Product Code



Early Replayment Charge: No

Incentives: Yes

Things you need to know

Repayment Basis

Capital & Interest.


No application fee or arrangement fee.

Minimum Interest Rate

The interest rate on this product will not drop below 2.00%.


Free Valuation.

£250 contribution to Remortgage Legals when re-mortgaging using the Society’s nominated Solicitor.

Loan Size

Minimum Loan: £30,000 Maximum Loan: £500,000.

Maximum Loan to Value

Purchase 80%.
Remortgage 80%.


There are no restrictions in overpayments which can be made by monthly standing order.

Bank of England Base Rate

In the event of a change in the Bank of England base rate. The interest rate will reflect the change from the 1st day of the following month.

Property Location

Available for properties located in England, Wales, and Scotland (Islands by referral).


This product is available for new mortgage customers only.

Early Repayment Charges

No Early Repayment Charges apply.

Representative Example

A mortgage of £236,284.00 payable over 25 years on a Bank of England Base Rate Tracker plus 0.74% would require 300 monthly payments of £1,520.94.

The total amount payable would be £456,441.13 made up of the loan amount plus interest (£219,997.13), a funds transfer fee of £35.00 and a mortgage exit fee of £125.00.

The overall cost for comparison is 6.0% APRC representative.

Find out More or Apply

Call us on 01782 255000.

Lines are Open 9.00am to 5.00pm Monday to Friday.