Bank Base Rate Tracker + 1.30% for Term

Mortgage Calculator

This shows what you'll pay each month during your initial deal period. It doesn't consider any charges or fees if you decide to make any changes to your mortgage. Please note this is only an estimate.

Bank Base Rate Tracker + 1.30% for Term

Initial Pay Rate


Loan to Value






Product Code



Early Replayment Charge: No

Incentives: No

Things you need to know

Repayment Basis

Capital & Interest or Interest Only (Applicants must meet the Society’s Interest Only Criteria).


No Application or Arrangement fee.

A valuation fee is payable on application and is non-refundable. The fee charged is dependent upon the price of the property.

Minimum Interest Rate

The interest rate on this product will not drop below 2.00%.



Loan Size

Minimum Loan: £30,000 Maximum Loan: £500,000.

Maximum Loan to Value

Purchase 75%.
Remortgage 75%.


There are no restrictions in overpayments which can be made by monthly standing order.

Property Location

Available for properties located in England and Wales.

Bank of England Base Rate

In the event of a change in the Bank of England base rate. The interest rate will reflect the change from the 1st day of
the following month


This product is available for new mortgage customers only.

Early Repayment Charges

No Early Repayment Charges apply.

Representative Example

A mortgage of £124,217.00 payable over 25 years on a Bank of England Base Rate Tracker plus 1.30% would require 300 monthly payments of £842.61. The total amount payable would be £253,282.15 made up of the loan amount plus interest (£128,565.15), a valuation fee of £340.00, a funds transfer fee of £35.00 and a mortgage exit fee of £125.00.

The overall cost for comparison is 6.6% APRC representative.

Find out More or Apply

Call us on 01782 255000.

Lines are Open 9.00am to 5.00pm Monday to Friday.