Standard Residential

A standard residential mortgage is a loan for buying or remortgaging your home.

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Helping You Buy Your Home

Standard Residential Products

5.55% Fixed Rate Mortgage until 31 January 2026

Initial Pay Rate

5.55%

Loan to Value

75%

APRC

8.1%

Fees

No

Product Code

MFD568

Information

Early Replayment Charge: Yes

Incentives: Yes

2.80% Variable Discount for Term - Interest Only

Initial Pay Rate

5.69%

Loan to Value

75%

APRC

5.7%

Fees

£700

Product Code

MDS274

Information

Early Replayment Charge: No

Incentives: Yes

5.69% Fixed Rate Mortgage until 28 February 2026

Initial Pay Rate

5.69%

Loan to Value

95%

APRC

8.0%

Fees

No

Product Code

MFD580

Information

Early Replayment Charge: Yes

Incentives: Yes

5.79% Fixed Rate Mortgage until 31 January 2026

Initial Pay Rate

5.79%

Loan to Value

80%

APRC

8.2%

Fees

£649

Product Code

MFD560

Information

Early Replayment Charge: Yes

Incentives: Yes

Bank Base Rate Tracker + 0.74% for Term

Initial Pay Rate

5.99%

Loan to Value

80%

APRC

6.0%

Fees

No

Product Code

MBRT100

Information

Early Replayment Charge: No

Incentives: Yes

6.35% Fixed Rate Mortgage until 31 July 2028

Initial Pay Rate

6.35%

Loan to Value

95%

APRC

7.8%

Fees

No

Product Code

MFD544

Information

Early Replayment Charge: Yes

Incentives: Yes

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