Unlock the door to your first home with our £2,000 Cashback Mortgage! The £2,000 can also be put towards your home deposit!

Unlock the door to your first home with our £2,000 Cashback Mortgage! The £2,000 can also be put towards your home deposit!

Unlock the door to your first home with our £2,000 Cashback Mortgage! The £2,000 can also be put towards your home deposit!

Standard Residential

A standard residential mortgage is a loan for buying or remortgaging your home.

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Helping You Buy Your Home

Standard Residential Products

4.75% Fixed Rate Remortgage for 2 years

Initial Pay Rate

4.75%

Loan to Value

80%

APRC

8.0%

Fees

1000

Product Code

MFD593

Information

Early Repayment Charge: Yes

Incentives: Yes

4.99% Home Mover / Re-Mortgage fixed until 31 January 2027

Initial Pay Rate

4.99%

Loan to Value

80%

APRC

6.9%

Fees

None

Product Code

MFD595

Information

Early Repayment Charge: Yes

Incentives: Yes

3.49% Variable Discount Remortgage for 2 years

Initial Pay Rate

5%

Loan to Value

90%

APRC

8.1%

Fees

£750

Product Code

MDS277

Information

Early Repayment Charge: Yes

Incentives: Yes

5.32% First Time Buyer Fixed Rate Mortgage for 2 years

Initial Pay Rate

5.32%

Loan to Value

95%

APRC

8.1%

Fees

None

Product Code

MFD592

Information

Early Repayment Charge: Yes

Incentives: Yes

5.39% Fixed Rate Mortgage until 30 November 2028 - £2,000 Cashback

Initial Pay Rate

5.39%

Loan to Value

95%

APRC

7.5%

Fees

No

Product Code

MFD585

Information

Early Repayment Charge: Yes

Incentives: Yes

5.49% Shared Ownership Variable Discount Mortgage for 2 Years

Initial Pay Rate

5.49%

Loan to Value

95%

APRC

8.1%

Fees

None

Product Code

MDS283

Information

Early Repayment Charge: No

Incentives: Yes

5.57% Fixed Rate Mortgage for 1 year

Initial Pay Rate

5.57%

Loan to Value

90%

APRC

8.3%

Fees

None

Product Code

MFD603

Information

Early Repayment Charge: No

Incentives: Yes

5.59% Home Mover / Re-Mortgage fixed until 30 November 2028

Initial Pay Rate

5.59%

Loan to Value

95%

APRC

7.7%

Fees

None

Product Code

MFD594

Information

Early Repayment Charge: Yes

Incentives: Yes

2.90% Variable Discount Mortgage for 2 Years

Initial Pay Rate

5.59%

Loan to Value

95%

APRC

8.1%

Fees

None

Product Code

MDS282

Information

Early Repayment Charge: Yes

Incentives: Yes

5.65% Fixed Rate Mortgage until 31 January 2027 - Interest Only

Initial Pay Rate

5.65%

Loan to Value

80%

APRC

7.9%

Fees

£1000

Product Code

MFD589

Information

Early Repayment Charge: Yes

Incentives: Yes

Bank of England Base Rate Tracker + 0.45% Residential Mortgage for 2 years

Initial Pay Rate

5.7%

Loan to Value

90%

APRC

8.0%

Fees

None

Product Code

MBRT103

Information

Early Repayment Charge: No

Incentives: Yes

Bank Base Rate Tracker + 0.74% for Term

Initial Pay Rate

5.99%

Loan to Value

80%

APRC

6.0%

Fees

No

Product Code

MBRT100

Information

Early Repayment Charge: No

Incentives: Yes

2.70% Variable Discount for 5 years

Initial Pay Rate

5.79%

Loan to Value

60%

APRC

7.6%

Fees

None

Product Code

MDS276

Information

Early Repayment Charge: No

Incentives: Yes

2.49% Variable Discount Mortgage for 2 years

Initial Pay Rate

6%

Loan to Value

95%

APRC

8.0%

Fees

£750

Product Code

MDS279

Information

Early Repayment Charge: Yes

Incentives: Yes

5.79% Fixed Rate Mortgage until 31 October 2026

Initial Pay Rate

5.79%

Loan to Value

95%

APRC

8.1%

Fees

None

Product Code

MFD605

Information

Early Repayment Charge: Yes

Incentives: Yes

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