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We are aware of an issue with our app that is currently affecting Android users only. Thank you for your patience while we investigate this issue. If you have any questions about your account please do not hesitate to contact us on 01782 255000. Our website and iPhone users are not currently affected.

We are aware of an issue with our app that is currently affecting Android users only. Thank you for your patience while we investigate this issue. If you have any questions about your account please do not hesitate to contact us on 01782 255000. Our website and iPhone users are not currently affected.

Standard Residential

A standard residential mortgage is a loan for buying or remortgaging your home.

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Helping You Buy Your Home

Standard Residential Products

4.75% Home Mover / Re-Mortgage fixed for 2 Years

Initial Pay Rate

4.75%

Loan to Value

60%

APRC

7.6%

Fees

Yes

Product Code

MFD615

Information

Early Repayment Charge: Yes

Incentives: Yes

5.05% Fixed Rate Residential Mortgage for 3 Years (95%LTV)

Initial Pay Rate

5.05%

Loan to Value

95%

APRC

7.5%

Fees

None

Product Code

MFD648

Information

Early Repayment Charge: Yes

Incentives: Yes

5.07% Fixed Rate Mortgage for 2 Years

Initial Pay Rate

5.07%

Loan to Value

95%

APRC

7.7%

Fees

299

Product Code

MFD650

Information

Early Repayment Charge: Yes

Incentives: Yes

5.35% Fixed Rate Mortgage for 2 Years

Initial Pay Rate

5.35%

Loan to Value

90%

APRC

7.6%

Fees

None

Product Code

MFD630

Information

Early Repayment Charge: Yes

Incentives: Yes

5.39% Fixed Rate Mortgage for 2 Years

Initial Pay Rate

5.39%

Loan to Value

90%

APRC

7.7%

Fees

None

Product Code

MFD621

Information

Early Repayment Charge: Yes

Incentives: Yes

3.19% Variable Discount Mortgage for 2 years

Initial Pay Rate

4.8%

Loan to Value

90%

APRC

7.6%

Fees

None

Product Code

MDS294

Information

Early Repayment Charge: Yes

Incentives: Yes

5.39% Fixed Rate Mortgage for 5 Years

Initial Pay Rate

5.39%

Loan to Value

95%

APRC

7.5%

Fees

£999

Product Code

MFD642

Information

Early Repayment Charge: Yes

Incentives: No

5.45% Fixed Rate Mortgage for 2 Years

Initial Pay Rate

5.45%

Loan to Value

95%

APRC

7.7%

Fees

None

Product Code

MFD634

Information

Early Repayment Charge: Yes

Incentives: Yes

5.35% Fixed Rate Mortgage for 2 Years- Interest Only

Initial Pay Rate

5.35%

Loan to Value

80%

APRC

7.8%

Fees

None

Product Code

MFD638

Information

Early Repayment Charge: Yes

Incentives: Yes

2.70% Variable Discount for 5 years

Initial Pay Rate

5.29%

Loan to Value

60%

APRC

7.1%

Fees

None

Product Code

MDS276

Information

Early Repayment Charge: No

Incentives: Yes

5.00% Initial Pay Rate for 2 years which represents Bank of England base rate plus 1%

Initial Pay Rate

5%

Loan to Value

95%

APRC

7.5%

Fees

None

Product Code

MBRT104

Information

Early Repayment Charge: No

Incentives: Yes

ST Rent to Own Mortgage - No Deposit Required - 5 Year Fixed

Initial Pay Rate

5.79%

Loan to Value

100%

APRC

7.4%

Fees

Yes

Product Code

MFD635

Information

Early Repayment Charge: Yes

Incentives: No

5.09% Variable Discount Mortgage for 2 Years

Initial Pay Rate

5.09%

Loan to Value

95%

APRC

7.6%

Fees

None

Product Code

MDS282

Information

Early Repayment Charge: Yes

Incentives: Yes

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