Make the most of your 2026 ISA allowance. New Fixed Rate ISA Bonds now available online and in branch.

Make the most of your 2026 ISA allowance. New Fixed Rate ISA Bonds now available online and in branch.

Make the most of your 2026 ISA allowance. New Fixed Rate ISA Bonds now available online and in branch.

Standard Residential

A standard residential mortgage is a loan for buying or remortgaging your home.

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Helping You Buy Your Home

Standard Residential Products

Residential 6.38% Fixed Rate Mortgage for 2 Years

Initial Pay Rate

6.38%

Loan to Value

90%

APRC

7.6%

Fees

None

Product Code

MFD676

Information

Early Repayment Charge: Yes

Incentives: No

Rent to Own Mortgage - No Deposit Required - 5 Year Fixed

Initial Pay Rate

6.73%

Loan to Value

100%

APRC

7.5%

Fees

No

Product Code

MFD675

Information

Early Repayment Charge: Yes

Incentives: No

Residential 2.00% Variable Discount Mortgage for Term

Initial Pay Rate

5.74%

Loan to Value

80%

APRC

5.8%

Fees

£999

Product Code

MDS332

Information

Early Repayment Charge: Yes

Incentives: No

Residential 1.97% Variable Discount Mortgage for 2 Years

Initial Pay Rate

5.77%

Loan to Value

95%

APRC

7.6%

Fees

£799

Product Code

MDS333

Information

Early Repayment Charge: Yes

Incentives: No

Residential 2.30% Variable Discount Mortgage for 2 Years

Initial Pay Rate

5.44%

Loan to Value

80%

APRC

7.5%

Fees

£999

Product Code

MDS337

Information

Early Repayment Charge: Yes

Incentives: No

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