Standard Residential
A standard residential mortgage is a loan for buying or remortgaging your home.
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Standard Residential Products
Rent to Own Mortgage - No Deposit Required - 5 Year Fixed
Initial Pay Rate
6.73%
Loan to Value
100%
APRC
7.5%
Fees
No
Information
Early Repayment Charge: Yes
Incentives: No
Product Code
MFD675
Information
Early Repayment Charge: Yes
Incentives: No
Residential 1.97% Variable Discount Mortgage for 2 Years
Initial Pay Rate
5.77%
Loan to Value
95%
APRC
7.6%
Fees
£799
Information
Early Repayment Charge: Yes
Incentives: No
Product Code
MDS333
Information
Early Repayment Charge: Yes
Incentives: No
ExPat Residential 1.57% Variable Discount Mortgage for Term
Initial Pay Rate
6.17%
Loan to Value
80%
APRC
6.2%
Fees
£999
Information
Early Repayment Charge: Yes
Incentives: No
Product Code
MDS331
Information
Early Repayment Charge: Yes
Incentives: No
ExPat Residential 6.62% Fixed Rate Mortgage for 5 Years
Initial Pay Rate
6.62%
Loan to Value
80%
APRC
7.5%
Fees
£999
Information
Early Repayment Charge: Yes
Incentives: No
Product Code
MFD678
Information
Early Repayment Charge: Yes
Incentives: No
Foreign National - Residential 2.12% Variable Discount Mortgage for 2 Years
Initial Pay Rate
5.62%
Loan to Value
80%
APRC
7.2%
Fees
£1199
Information
Early Repayment Charge: Yes
Incentives: No
Product Code
MDS350
Information
Early Repayment Charge: Yes
Incentives: No
Ex-Pat Residential 2.25% Variable Discount Mortgage for Term
Initial Pay Rate
5.49%
Loan to Value
80%
APRC
5.5%
Fees
£999
Information
Early Repayment Charge: Yes
Incentives: No
Product Code
MDS351
Information
Early Repayment Charge: Yes
Incentives: No
Residential 2.32% Variable Discount Mortgage for Term
Initial Pay Rate
5.42%
Loan to Value
80%
APRC
5.4%
Fees
999
Information
Early Repayment Charge: Yes
Incentives: No
Product Code
MDS353
Information
Early Repayment Charge: Yes
Incentives: No
Residential 2.42% Variable Discount Mortgage for 2 Years
Initial Pay Rate
5.32%
Loan to Value
80%
APRC
7.5%
Fees
999
Information
Early Repayment Charge: Yes
Incentives: No
Product Code
MDS354
Information
Early Repayment Charge: Yes
Incentives: No
Residential 2.20% Variable Discount Mortgage for 2 Years
Initial Pay Rate
5.54%
Loan to Value
80%
APRC
7.6%
Fees
1999
Information
Early Repayment Charge: Yes
Incentives: No
Product Code
MDS357
Information
Early Repayment Charge: Yes
Incentives: No
Residential 2.17% Variable Discount Mortgage for 2 Years
Initial Pay Rate
5.57%
Loan to Value
80%
APRC
7.6%
Fees
1999
Information
Early Repayment Charge: Yes
Incentives: No
Product Code
MDS358
Information
Early Repayment Charge: Yes
Incentives: No
Residential 5.99% Fixed Rate Mortgage until 31 August 2028
Initial Pay Rate
5.99%
Loan to Value
80%
APRC
7.6%
Fees
3298
Information
Early Repayment Charge: Yes
Incentives: No
Product Code
MFD685
Information
Early Repayment Charge: Yes
Incentives: No
Residential 5.96% Fixed Rate Mortgage until 31 August 2028
Initial Pay Rate
5.96%
Loan to Value
80%
APRC
7.6%
Fees
3298
Information
Early Repayment Charge: Yes
Incentives: No
Product Code
MFD686
Information
Early Repayment Charge: Yes
Incentives: No
