Savings Rates

Effective from 1st October 2025

Instant Access and Local Charity SaverGross %AER† %Previous Rate %
Balance £100,000 and above1.401.401.65
Balance £50,000 – £99,999.991.301.301.55
Balance £25,000 – £49,999.991.101.101.30
Balance £10,000 – £24,999.991.051.051.25
Balance £100 – £9,999.991.001.001.20
Balance less than £1000.960.961.16
Notice AccountsGross %AER† %Previous Rate %
Notice 30 - Annual Interest
Balance £200,000 and above1.401.401.65
Balance £100,000 – £199,999.991.301.301.55
Balance £50,000 – £99,999.991.001.001.25
Balance £25,000 – £49,999.990.950.951.20
Balance £10,000 – £24,999.990.900.901.15
Balance less than £10,0000.850.851.10
Notice 30 - Monthly Interest
Balance £200,000 and above1.401.401.65
Balance £100,000 – £199,999.991.301.301.55
Balance £50,000 – £99,999.991.001.001.25
Balance £25,000 – £49,999.990.950.951.20
Balance £10,000 – £24,999.990.900.901.15
Balance less than £10,0000.850.851.10
Notice 90 - Annual Interest
Balance £100,000 and above1.851.852.10
Balance £50,000 – £99,999,991.601.601.85
Balance £25,000 – £49,999.991.501.501.75
Balance less than £25,0001.451.451.70
Notice 90 - Monthly Interest
Balance £100,000 and above1.851.852.10
Balance £50,000 – £99,999,991.601.601.85
Balance £25,000 – £49,999.991.501.501.75
Balance less than £25,0001.451.451.70
Potteries Prize Saver Account
Balance £100 and above1.001.001.15
Tax Free SavingsGross %AER† %Previous Rate %
Cash ISA - Instant Access
Balance £3,000 and above1.401.401.70
Balance less than £3,0001.351.351.60
Cash ISA - Regular Saver1.901.902.15
Limited Withdrawal Cash ISA2.702.702.95
Children's Savings Gross %AER† %Previous Rate %
Young Saver1.651.651.80
Junior ISA2.502.502.65
Regular SavingsGross %AER† %Previous Rate %
Branch Regular Saver1.451.451.65
Corporate SaverGross %AER† %Previous Rate %
Balance £100,000 and above0.850.851.10
Balance £50,000 - £99,999.990.650.650.90
Balance less than £50,0000.600.600.85
Homebuyer SavingsGross %AER† %Previous Rate %
Home Deposit Saver2.952.953.20
Loyalty SavingsGross %AER† %Previous Rate %
Member Loyalty Saver3.853.854.10
Member Loyalty Saver Issue 22.352.352.60
Closed Issues*Gross %AER† %Previous Rate %
Cash ISA - 30 Day Notice1.451.451.75
Cash ISA - 60 Day Notice1.651.651.90
Childs Trust Fund1.951.952.20
Corporate Tracker Issue 6 #$3.003.003.00
Corporate Tracker Issue 5 #5.005.005.25
DMH Saver^^0.960.961.16
Monthly Income Saver1.301.301.55
Postal 180 Day Notice1.451.451.70
Postal 180 Day Notice - Issue 21.451.451.70
Regular Saver1.451.451.70
Branch Saver #4.004.004.25
Online Regular Saver4.154.154.40

All above interest rates are variable.

# Account is linked to the Bank of England Base Rate (Effective from 1 September 2025).

The maximum investment balance for new accounts is £50,000, whether held in single or joint names.

* Closed Issue means that these accounts are unavailable to new customers, however existing customers can operate their account in line with the appropriate account terms and conditions.

† Annual Equivalent Rate illustrates what the interest rate would be if interest was paid and added each year and has been rounded to two decimal places.

^^ DMH- interest rates and tiers are the same as Instant Access / Local Charity saver accounts.

$Product capped at 3%.

See individual terms and conditions for interest rate loading above the Bank of England Base Rate. Historical Bank of England Base Rates are available at www.bankofengland.co.uk.

In some circumstances customers will be required to pay tax on interest earned. More information is available at Tax on savings interest: How much tax you pay – GOV.UK (www.gov.uk)